Every amount a launch owes you is held as a credit inside the contract until it is claimed: creator fees, holder dividends, and what a sell brings in.

Nothing is ever pushed to your wallet. Claiming what you are owed is one approval. A sale is one approval too: the sell credits you, and the same transaction collects it. If a collection ever fails, the token page shows the credit until you collect it. Taking NEAR for a coin in another pair adds a swap, and a second approval.

That is deliberate. A contract that tries to pay everybody on every trade is a contract that can be made to fail on somebody else's trade — one bad recipient and nobody can trade at all.

A claim is one approval. Creator fees and holder dividends sit as a credit and you collect them from the portfolio page whenever you like.

Some dividends are claimed for you. If your holding in a token is one of the 80 largest on Shards, its dividends are sent to your wallet automatically once they reach 0.25 NEAR (or that much in the token's pair), usually within a few hours. Otherwise, claim them yourself.

A sale is one approval. It sells your tokens, which credits you, and collects that credit, in the same transaction. If the collection ever fails, the token page shows the credit until you collect it, so nothing is lost. A wallet that cannot sign both steps at once asks twice. On a coin in another pair, taking NEAR is two approvals, because a swap follows the sale.

A Rhea coin, after it graduates, pays straight from the pool. A sale there is a swap on Rhea, one approval, and a NEAR coin pays you plain NEAR. Its creator fees and dividends come from its tax, which is taken in the coin and sold into the pool in small pieces, so they arrive as those sales happen. If you bought it on another app before you ever held it, your coins are held for you: one approval on the coin's page, or under To collect, moves them to your wallet.

You are paid in the token's pair: NEAR for a NEAR coin, ZEC for a Zcash coin, SHARDS for a SHARDS coin, RHEA for a RHEA coin, QTC for a Quantus coin, the stock for a stock coin. Creator fees and dividends are never converted.

Who can claim what

Every claim pays a destination the contract already knows. Who presses the button never changes where the money goes.

Claim	Who can call it	Who is paid
Creator fees	Anyone	The fee wallet on record
Your dividends	You	You
Someone's dividends	Anyone	That holder, never the caller
Creator fees earned before a takeover	The old fee wallet, or anyone on its behalf	The old fee wallet
The coin's share of the SHARDS burn	Anyone	The burn destination fixed when the coin was made
The platform's share	Only the factory	The treasury

Holder dividends are paid out of the tax other people pay. They rise with trading volume and stop when trading stops. They are not yield, not interest, and not a return on anything.