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Pay in what you hold

Launch in NEAR, SHARDS, RHEA, Zcash, Quantus or a stock. Buy almost any of it with NEAR.

Every coin has a pair, picked by its creator when it is made and fixed from then on: NEAR, SHARDS, RHEA, Zcash, Quantus, or one of twenty tokenized stocks, ETFs, metal funds and bond funds from Ondo. The coin's curve, its pool and every payout are in that pair.

RHEA is Rhea Finance's own token. QTC is the Quantus chain's token, bridged to NEAR. A Rhea pool takes any pair; a Shards pool takes every pair.

Paying and getting paid ​

Pay in the pair and it is one approval, on every pair. Hold only NEAR? Pay with NEAR. On any coin but a Quantus one, choose NEAR in the trade panel. It is turned into the pair first, then the coin is bought, in one flow.

Coin paired withPaying with NEAR goes throughTakesApprovalsSwap minimum
NEARNothing: it is the pairInstant1—
SHARDSThe SHARDS pool on ShardsSeconds2—
ZcashNEAR IntentsAbout 20 seconds2$1
A stock, ETF, metal or bond fundNEAR Intents, then a move from your NEAR Intents account to your walletUsually a minute or two3$30
RHEARheaSeconds2—
QuantusNot in the trade panel: buy QTC on the Swap page first———

The dollar minimums are the smallest swap NEAR Intents market makers fill, with a margin. Below them the trade panel does not start the swap.

On a RHEA coin the swap pays Rhea's 0.3% pool fee on top of the coin's own tax, and a new wallet approves a one-time setup first.

A Quantus coin is paid in QTC, and a sale pays out in QTC. NEAR Intents does not sell QTC, so its trade panel has no NEAR option. Buy QTC with NEAR on the Swap page first.

If the price moves while the swap runs. A swap through NEAR Intents takes time. If, when it lands, the coin's price has moved past your slippage tolerance, you are shown a fresh quote. Yes buys at the current price. No leaves you holding the pair, in your own wallet.

Selling works the same way back. On a coin paired with anything but NEAR, taking the pair is one approval and taking NEAR is two. Buying and selling has the detail.

Holders are paid in the pair. A Zcash coin pays dividends in ZEC, a SHARDS coin in SHARDS, a RHEA coin in RHEA, a Quantus coin in QTC, a stock coin in the stock. Nothing is converted on the way. The creator's share is paid in the pair too.

What each pair graduates at ​

A coin's graduation size is fixed in its pair's own units when the coin is made, and never changes for that coin. For NEAR coins it is 2,000 NEAR. For every other pair it was sized to about 2,000 NEAR's worth at prices on 24 September 2026, so what it is worth in NEAR drifts with the pair's price. The market cap at graduation is always four times what the curve took in.

The figures below are what a coin made today is frozen with. They can change for coins made later: the operator may move a pair's figures by at most 50% once an hour, and the owner may set any value. A coin already made keeps its own; its page shows them.

PairWhat it isGraduates atMarket cap at graduationMinimum buy
NEARNEAR2,000 NEAR8,000 NEARAny amount
ZECZcash6.0692 ZEC24.2768 ZEC0.0003035 ZEC
QTCQuantus83.8193 QTC335.2773 QTC0.004191 QTC
SHARDSSHARDS, the platform’s coin11,008,940.24 SHARDS44,035,760.96 SHARDS550.4 SHARDS
NVDAonNVIDIA (stock)41.1159 NVDAon164.4638 NVDAon0.002056 NVDAon
TSLAonTesla (stock)24.3148 TSLAon97.2591 TSLAon0.001216 TSLAon
AAPLonApple (stock)27.1057 AAPLon108.4229 AAPLon0.001355 AAPLon
GOOGLonAlphabet (stock)26.8676 GOOGLon107.4705 GOOGLon0.001343 GOOGLon
METAonMeta (stock)11.8745 METAon47.4982 METAon0.0005937 METAon
MSFTonMicrosoft (stock)18.3362 MSFTon73.3449 MSFTon0.0009168 MSFTon
AMZNonAmazon (stock)37.0385 AMZNon148.1538 AMZNon0.001852 AMZNon
HOODonRobinhood (stock)75.9969 HOODon303.9876 HOODon0.0038 HOODon
INTConIntel (stock)74.7327 INTCon298.9307 INTCon0.003737 INTCon
MRVLonMarvell (stock)35.6077 MRVLon142.4307 MRVLon0.00178 MRVLon
CRCLonCircle (stock)99.0791 CRCLon396.3162 CRCLon0.004954 CRCLon
SPYonS&P 500 ETF (ETF)11.8605 SPYon47.442 SPYon0.000593 SPYon
QQQonNasdaq 100 ETF (ETF)12.381 QQQon49.5242 QQQon0.0006191 QQQon
GLDonSPDR Gold (metal fund)23.4332 GLDon93.7329 GLDon0.001172 GLDon
IAUoniShares Gold (metal fund)114.4905 IAUon457.9621 IAUon0.005725 IAUon
SLVoniShares Silver (metal fund)159.888 SLVon639.5518 SLVon0.007994 SLVon
TLTon20+ Year Treasury (bond fund)109.6325 TLTon438.5301 TLTon0.005482 TLTon
SGOVon0-3 Month Treasury (bond fund)89.1179 SGOVon356.4714 SGOVon0.004456 SGOVon
TIPonTIPS Bond (bond fund)84.0283 TIPon336.1133 TIPon0.004201 TIPon
AGGonUS Aggregate Bond (bond fund)92.4425 AGGon369.7701 AGGon0.004622 AGGon

Figures are rounded. Stock rows are in units of the Ondo token (NVDAon for NVIDIA, and so on).

RHEA arrived with v2.5 and is not in this table yet. A RHEA coin's figures are fixed the same way, and its own page shows them.

The minimum buy is one yoctoNEAR on a NEAR coin, which in practice is any amount, and about 0.1 NEAR's worth on every other pair. A payment below it is refunded whole.

When a pair is switched off ​

A pair can be switched off for new coins. That stops new launches in it and nothing else: coins already made in that pair keep trading, and every sale, claim and burn carries on.

Where each pair's share of the SHARDS burn goes is on SHARDS. Every pair's account is on the contracts.

Experimental software. Shards is non-custodial software provided as it is, with no warranties, by its contributors. By using it you accept the risk of using it.